Why I-65 Is One of Indiana’s Most Dangerous Roads — And What to Do If You’re in a Crash

Indiana has multiple dangerous roads; however, I-65 has earned the reputation of being one of the most dangerous roads in the state. Learn why here.

Key Takeaways:

• I-65 is one of Indiana’s most crash-prone highways
• Congestion, construction, and high-speed traffic contribute to its danger
• Fatalities and serious injuries on I-65 have steadily increased in recent years
• Understanding your rights can protect your health and financial future
• An experienced car accident lawyer in Indiana can help you file a strong claim.

Some roads don’t just get you from point A to point B—they make you hold your breath every time. If you’ve driven I-65 through Indiana, you probably know exactly what that means. This 261-mile stretch slices through the heart of the state, connecting Gary in the north to Clarksville in the south. But while it serves as a vital transportation artery, it’s also notorious for danger.

Many Indiana residents don’t feel safe on I-65—and for good reason. Between speeding semis, sudden traffic slowdowns, and never-ending construction zones, it’s become one of the most hazardous highways in the region. For those who commute on it daily or use it for cross-state travel, the risk of being involved in a serious auto accident is very real.

Understanding why I-65 is so dangerous and what to do in a crash could mean distinguishing between a smooth recovery and a long legal battle.

As an experienced accident lawyer in Indiana, I’ve helped countless people navigate the aftermath of crashes on this highway, and I want to help you be informed and prepared.

What Makes I-65 One of Indiana’s Most Dangerous Roads?

There’s no single reason I-65 is so perilous—it’s a combination of many.

High Traffic Volume

According to the Indiana Department of Transportation (INDOT), I-65 sees tens of thousands of vehicles daily, with truck traffic alone making up more than 30% of its volume in some areas. That kind of congestion increases the chance of chain-reaction crashes, especially during peak travel times.

Frequent Construction Zones

Ongoing infrastructure improvement projects are a significant source of crashes on I-65. Lane reductions, temporary barriers, and confusing signage lead to driver confusion—and accidents. In 2023 alone, INDOT had nearly a dozen active construction projects along I-65.

Weather Hazards

Snow, ice, and heavy rain regularly affect large sections of the interstate, especially in the northern and central parts of the state. Slick roads combined with high speeds can be a deadly mix.

Driver Behavior

Speeding, distracted driving, and following too closely are common crash contributors on I-65. In fact, Indiana State Police often run targeted patrols along the interstate just to catch aggressive and inattentive drivers.

Crash Statistics on I-65 in Indiana

According to the Indiana Traffic Safety Facts published by the Indiana Criminal Justice Institute, over 2,000 crashes occurred on I-65 in 2022. The Indiana State Police also reported that several sections—especially near Lafayette, Indianapolis, and south of Seymour—are hotspots for fatal wrecks.

In one high-profile incident in July 2023, a multi-vehicle pileup near Lebanon involved more than a dozen cars and trucks, resulting in three fatalities and numerous injuries. Unfortunately, events like this are far from rare on I-65.

What Indiana Law Says About Car Accidents

If you’re involved in a crash on I-65, it’s critical to know how Indiana law applies to your situation.

Indiana is an At-Fault State

Under Indiana Code § 34-51-2, the state uses a modified comparative fault system. This means you can recover damages if you are less than 51% at fault. However, your compensation will be reduced by the percentage of your fault. For example, if you’re found 20% responsible for a crash and your damages total $100,000, you’d receive $80,000.

Statute of Limitations

Per Indiana Code § 34-11-2-4, you generally have two years from the crash date to file a personal injury lawsuit. You may lose your right to seek compensation if you miss that deadline.

Minimum Insurance Requirements

Indiana requires drivers to carry minimum liability insurance coverage of $25,000 for injury or death of one person, $50,000 for two or more people, and $25,000 for property damage. Unfortunately, these minimums often don’t cover the full extent of injuries or damages in major I-65 accidents.

What to Do Immediately After a Crash on I-65

Knowing what steps to take in the moments after an accident can protect your health and your claim.

1. Get to Safety: If possible, move your vehicle to the shoulder and turn on the hazard lights. Get yourself and your passengers out of harm’s way.
2. Call 911: Report the accident immediately. Even if no one seems injured, a police report is essential for any insurance or legal claims.
3. Exchange Information: Swap contact and insurance details with other drivers. If there are witnesses, try to get their statements and contact information, too.
4. Document the Scene: Take photos and videos of vehicle damage, road conditions, construction zones, and anything relevant.
5. Seek Medical Attention: Even if you feel fine, get checked out by a medical professional. Some injuries (like concussions or soft tissue damage) don’t show symptoms right away.
6. Speak with an Indiana Auto Accident Attorney: Once you’ve received medical care, talk to a car accident lawyer in Indiana. The sooner you build your case, the better your chance of receiving full compensation.

Types of Compensation Available After an I-65 Crash

If you’ve been injured on I-65 due to someone else’s negligence, you may be entitled to compensation for:

• Medical bills and future treatment
• Lost income and reduced earning capacity
• Property damage
• Pain and suffering
• Emotional distress
• Loss of consortium (for spouses)

The value of your case depends on factors like injury severity, long-term effects, and how clearly liability can be proven.

Why Legal Help Makes All the Difference

I-65 accidents are rarely simple. Determining fault can be complicated between multiple vehicles, commercial trucks, and construction zones. A qualified Indiana auto accident attorney can investigate the scene, gather evidence, work with accident reconstruction specialists, and deal with insurance adjusters trained to minimize payouts.

Even if you think the facts are clear, don’t face the legal process alone. Having a knowledgeable accident lawyer in Indiana can dramatically increase your chances of securing the compensation you need to move forward.

FAQs: I-65 Indiana Accident Claims

How long do I have to file a claim after an I-65 accident?

In most cases, you have two years from the accident date to file a personal injury claim under Indiana law. However, if a government vehicle was involved, the deadline may be shorter due to additional notice requirements.

Can I still recover compensation if I was partially at fault?

Yes, as long as you were less than 51% responsible. Your share of fault will reduce your compensation. For example, if you were 30% at fault and awarded $50,000, you’d receive $35,000.

What if a semi-truck caused my accident?

Truck accidents on I-65 are common and often involve complex liability issues. The trucking company, driver, maintenance crew, and manufacturer may be liable. A seasoned car accident lawyer in Indiana can help identify all responsible parties.

Should I accept the first offer from the insurance company?

Usually not. Insurance companies often offer low settlements quickly to limit their financial exposure. Always consult with an Indiana auto accident attorney before agreeing to anything.

What if I wasn’t hurt, but my car was totaled?

You can still pursue a property damage claim. You may also be eligible for compensation for rental costs, diminished vehicle value, and loss of use.

Do I need a lawyer if the crash was minor?

Even minor crashes can lead to hidden injuries and legal complications. It’s wise to consult with an accident lawyer in Indiana for advice—it may cost you nothing upfront.

Is a police report necessary?

Absolutely. A police report provides official accident documentation, often essential for insurance claims and legal proceedings.

What should I bring to my initial legal consultation?

Bring any medical records, police reports, crash photos, insurance information, and witness contact info. The more information you have, the better your attorney can evaluate your case.

Be Proactive, Be Protected on Indiana’s Most Dangerous Roads

Interstate 65 is more than just a busy highway—it’s one of Indiana’s most dangerous roads. Whether you’re a daily commuter or an occasional traveler, the risk of a serious crash is always there. But if you find yourself in an accident, don’t wait to act. Seek medical attention, document everything, and contact a trusted Indiana auto accident attorney immediately.

As a car accident lawyer in Indiana, I’ve seen firsthand how devastating these crashes can be. I’ve also seen how the proper legal support can help people recover physically, emotionally, and financially. If you’ve been hurt on I-65 or anywhere else in Indiana, let’s talk about how to protect your rights and get the compensation you deserve.